Website Disclaimer
Effective date: 14 October 2026
1. About HQ Mortgage
This website is operated by INRIM Consulting Group Pty Ltd (ABN 77 620 129 679), trading as HQ Mortgage (Australian Credit Licence 559779).
The information on this website is provided for general information purposes only. While we take reasonable care in preparing and maintaining website content, we do not guarantee that all information is accurate, complete, current or suitable for your particular circumstances.
2. General Information Only
Information on this website about home loans, refinancing, investment property finance, vehicle and equipment finance, commercial property finance, interest rates, taxation and other financial matters is general in nature. It does not take into account your individual objectives, financial situation or needs.
You should consider your own circumstances and obtain appropriate professional advice, including legal, taxation or financial advice where relevant, before making a financial decision.
Where applicable to a financial product, you should read the relevant Product Disclosure Statement and other disclosure documents before making a decision.
3. Credit Assistance and Finance Applications
Information on this website does not constitute a loan offer, credit approval, guarantee of finance or confirmation that you qualify for a particular loan or financial product.
Any credit assistance provided by HQ Mortgage will be subject to the applicable legal requirements, assessment of your circumstances, relevant disclosures and the lender’s requirements.
Lenders determine their own eligibility criteria, interest rates, fees, lending conditions and approval decisions. We do not guarantee that a loan application will be approved or that any particular rate, product or outcome will be available.
4. Accuracy and Availability
Website content may change without notice. We may update, correct, remove or discontinue content or website features at any time.
We do not guarantee that this website will always be available, uninterrupted, secure or free from errors, viruses or other harmful components. You are responsible for using appropriate security measures when accessing the website.
5. Calculators, Examples and Estimates
Any calculators, examples, estimates, illustrations or indicative figures provided on this website are for general information only. They may rely on assumptions and may not include all fees, charges, taxes, lender requirements or other costs.
Results are estimates and should not be relied upon as a quote, loan approval, financial projection or guarantee of an outcome. You should confirm relevant figures and conditions before making a decision.
6. Third-Party Websites and Services
This website may contain links to third-party websites, services or resources for convenience or information. HQ Mortgage does not control those third parties and does not guarantee the accuracy, availability, security or suitability of their content or services.
Accessing a third-party website or service is at your own discretion. You should review the relevant third party’s terms, privacy policy and other applicable disclosures.
7. Limitation of Liability
To the extent permitted by law, HQ Mortgage excludes liability for loss or damage arising from the use of, or reliance on, information on this website, its unavailability, technical interruptions or third-party websites and services.
Nothing in this disclaimer excludes, restricts or modifies any right, guarantee, remedy or liability that cannot lawfully be excluded, restricted or modified under applicable law, including the Australian Consumer Law.
8. Intellectual Property
Unless otherwise stated, website content, branding, text, graphics and other materials are owned by or used under licence by HQ Mortgage. You must not reproduce, distribute or commercially use this material without permission, except where permitted by law.
9. Privacy and Other Website Documents
Your use of this website may also be subject to our Privacy Policy, Terms and Conditions and other applicable notices. These documents serve different purposes and should be read together where relevant.
This disclaimer does not replace any Credit Guide, credit proposal disclosure, privacy notice, consent, agreement or other document that we are required to provide in connection with our services.
10. Contact Us
If you have questions about this disclaimer or information on this website, please contact us:
INRIM Consulting Group Pty Ltd trading as HQ Mortgage
ABN: 77 620 129 679
Australian Credit Licence: 559779
Address: 10/857 Doncaster Road, Doncaster East VIC 3109
Phone: 0433 371 658
Email: finance@hqmortgage.com.au
Website: https://hqmortgage.com.au
© 2026 INRIM Consulting Group Pty Ltd trading as HQ Mortgage. All rights reserved.